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Workers Compensation or Workers Comp is also known as employers liability, and for good reason.In reality, Workers Comp Insurance is as important as (and in some cases, even more important than) general liability insurance.
Workers Compensation Insurance is a No Fault Insurance. Which means that it will pay regardless of fault for employee injuries while on the job. In essence if an employee in injured while performing a work related duty, then Workers Compensation insurance will pay a portion of that employees salary for a specified period of time.
It is in force regardless of weather the coverage is purchased or not. So in the event that an employee does sustain an injury while on the job, they will be paid the state statue. What this amounts to is that if there is an injury, and your company does not have the required coverage then your company will be responsible to pay the state mandated statute for this coverage. Contact us for more details Now!