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In this, with condo ownership, you are typically only responsibility is to ensure you insure the inside of your home.
Its slightly differ from normal Home Insurance, As Condo ownership is different than home ownership in that the condo building structure, the outside property and the common areas of the building are generally owned jointly between you and other condo occupants and the insurance for these areas are provided through your homeowners association (HOA). And, since owning a condo does come with different responsibilities, you wouldn’t want to set up your insurance for your condo the same as you would with insuring a house.
With a Condo Insurance policy you don’t need as much insurance as on a house, but owners have more to insure than a renter. The insurance needs for a condo owner include personal property.
Still have you lots question about this Insurance, please approach us, we will happy to help you.